With Americans feeling pinched, Biden targets 'junk fees'

With time walking out earlier than the election, President Joe Biden highlighted

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his administration's push to crack down on so-called junk charges that banks and different corporations cost their customers.

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The announcement comes after months of excessive inflation has eaten away at Americans' financial savings

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and made the economic system the pinnacle trouble for voters.

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Biden was once joined by means of Rohit Chopra, the director of the Consumer Financial Protection Bureau,

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the nation's economic watchdog enterprise created after the Great Recession.

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The bureau is focused on overdraft expenses charged by using banks as nicely as horrific test fees,

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which are levied towards a financial institution purchaser when a take a look at is not valid.

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The bureau's preparation would make it unlawful for banks to cost an overdraft price on a transaction

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when a customer's account suggests effective stability at the time of purchase, or when they withdraw cash from their account.

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